Kelly Blodgett launched Money Gal Coaching with a goal of serving people who, like her, were burdened by debt. You can get her tips for paying down debt on a regular basis at Bring Me The News, in addition to the Money Gal Coaching website and Facebook page. Here is her latest story: 

OK there is no need for me to bring up the dumpster fire that was 2020. You get it, I get it and we’re still in the thick of it.

But I want to point out that this tragic pandemic has shed some light on areas of our lives that needed some attention. 

We appreciate the value of in-person contact and the need for connection to a community. 

We realized that nothing is permanent and things can change before we even know it’s happening.

And we better understand the need for financial security.

Millions of us were affected with job loss or reduced hours (which leads to reduced pay) but we didn’t have the safety net of our emergency funds.

An emergency fund is something we talk about as something we need but when we look at the numbers only 41% of Americans would be able to cover a $1,000 emergency without the use of a credit card. 

So if you don’t have an emergency fund, don’t worry, you’re in the majority? No. You can't think about it like that. 

I know we can do better, and we have to do better because if 2020 taught us anything it’s that we need to get our finances in order, now!

Free tools through my new Money Gal Coaching website

A new year has brought a new website for Money Gal Coaching and you should care because it’s easier than ever to get free tools to help you get started on this financial journey.

Tools to help you track your past spending, create a budget and determine how much you can afford to pay towards debt. Just head to MoneyGalCoaching.com, hover over Services at the top and then click on Free Tools. Or since, it's 2021 and I'm all about eliminating stress from your life, just click here. 

Make this the year you prioritize setting aside a real emergency fund and paying off debt. When my hours were reduced this summer I was less worried because the money that I was making didn’t have to go towards car payments and student loans. Sure I couldn’t save as much but we were in a pandemic, thus surviving on less income without going into debt was my primary concern.

Not sure where to start? Overwhelmed? Let’s chat. It’s free and I can help you get started mastering this thing known as personal finance.

Sponsored: Money Gal Coaching special offer for friends of Bring Me The News.

Disclaimer: Bring Me The News will receive a portion of the proceeds from readers who purchase a service from Money Gal Coaching via our articles.