Skip to main content

MNsure enrollment closes: Here's how many people bought plans

Nearly two-thirds of people who bought insurance through MNsure got a tax credit.

Nearly 118,000 Minnesotans enrolled in health insurance through MNsure over the past three months.

The state-run health exchange said Thursday final enrollment numbers for private health plans came in at 117,654. That's the highest figure ever for the 4-year-old program, and well above last year's total of 85,390.

Nearly half of enrollees this year (47 percent) are new to the exchange.

"When more Minnesotans are covered, our state is healthier and our economy is stronger," MNsure CEO Allison O'Toole said in a news release, while also touting the state's 96 percent insured rate.

More on the numbers

The enrollment total is from Nov. 1 (when the open enrollment period opened) through Feb. 8 – a week longer than planned, in order to give people time to take advantage of the rebates lawmakers passed.

Tax credits have been a big topic. That's because the rates for plans bought through MNsure (or directly from the insurance company) went up once again, this time by 50-67 percent.

Minnesotans who had a low enough income to qualify for tax credits didn't see much of a hit to their wallet – MNsure said Thursday those people get an average of $621 in tax credits a month to offset those costs, saving them $7,457 a year. The exchange said 64 percent of plan enrollees qualified for a tax credit.

But then there were those people who needed to buy health insurance through MNsure or privately, but made too much money to qualify for tax credits. Those people were facing having to pay the higher rates without help.

Which is where that rebate comes in. The state will spend $312 million to cover 25 percent of the costs for those people, to help alleviate the financial shock. According to The Associated Press, O'Toole said Thursday about 41,000 people will get that 25 percent relief.

People without health insurance (and this is all Americans, not just Minnesotans) face a penalty for being uninsured. It's a minimum of $695 per adult.

Public plan enrollments

The state also saw 147,880 people enroll in public program health plans – MinnesotaCare and Medical Assistance, which are both targeted at people with low incomes and no access to affordable health coverage.

The future of MNsure is a bit hazy, for two main reasons: One is the rapidly rising premium hikes, which prompted Gov. Mark Dayton to call the Affordable Care Act "no longer affordable" for some people. Other officials have called it a crisis.

The other big question mark comes from the federal government. The future of the Affordable Care Act is in doubt, as President Donald Trump has vowed to repeal the health care legislation, passed under a Democratic administration. Republican lawmakers have also been onboard, though NPR recently published a story about how they're struggling to come to grips with the reality of the situation: How can they get rid of Obamacare, without leaving millions of Americans uninsured?

Meanwhile Dayton last week proposed opening up MinnesotaCare to everyone. Those who don't already qualify for it would simply pay their way, covering the cost without needing more public funding.

Next Up

Growlers

Signs that MN Legislature could move to loosen liquor laws

A provision was approved by a legislature committee on Thursday but still awaits a final decision from the House and Senate.

US Bank Stadium

U.S. Bank Stadium looking to hire 400 part-time workers

A hiring fair will be held for the positions.

Screen Shot 2022-05-20 at 8.55.56 AM

Officials looking for man last seen leaving Hudson home

David Mckay, 67, was last seen in Hudson Thursday morning.

covid

'Hyper-contagious' BA.4, BA.5 COVID variants confirmed in MN

Omicron continues to evolve into a more transmissible virus.

covid-19, coronavirus

Minnesota's COVID-19 update for Friday, May 20

The latest data shows there are 442 people with COVID hospitalized in Minnesota.

Screen Shot 2022-05-20 at 6.49.01 AM

Deadly night in St. Paul sees 3 people killed, 1 arrest so far

The three incidents bring St. Paul's homicide total up to 18 this year.

police lights

2 killed in broad daylight drive-by shooting in Robbinsdale

The identities of the victims have not been released.

Seatbelted driver.

Road deaths involving unbelted people rose again in 2021

This is the second year in a row that the number has gone up.

hennepin sheriff hutchinson screengrab facebook

Hennepin Co. Sheriff Dave Hutchinson on paid leave for health reasons

The sheriff, who was recently convicted of drunk-driving, is set to stand down later this year.

Crane Lake

Flooding expected to worsen in MN's Arrowhead region

Hundreds of private homes are at-risk in northern St. Louis County.

St. Paul Police crash

St. Paul police: Kids in stolen car rammed squad, hid in porta-potty

The incident sent the Minnesota Capitol into a brief lockdown.

Related

MNsure is pretty popular so far – even with the worries about its future

There are concerns about the future of MNsure. That hasn't stopped people from signing up.

MNsure's struggles on day 1: A Twitter story

Here's how things have gone for MNsure on day one of open enrollment.

Yep, health plans you buy on your own or through MNsure are more expensive

Earlier this month, we told you health plans you buy on your own or through MNsure might get a lot pricier. That is not longer a "might."

Half the people who bought MNsure health plans are getting more money back

The average tax credit is about three times what it was last year, but premiums are a lot more expensive.

Here's Dayton's $313M plan to help middle classes with health plan hikes

Governor Mark Dayton has a plan to help middle class Minnesotans with skyrocketing premiums.

Medical, medicine, doctor office

Special enrollment period for MNsure plans ends this Friday

The special enrollment period has been open for five months.