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MNsure to offer lowest rates in the country for individual health plans

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The Minnesota Department of Commerce said Friday that individual health insurance policies sold through MNsure have the lowest average rates in the country.

However, Minnesota Public Radio says Minnesota's rates are actually the lowest compared to the 11 other states that have revealed their costs so far.

According to a commerce department news release, an individual plan for a 25-year-old, non-smoker living in the Twin Cities can purchase an insurance policy for as little as $90.59 per month.

The Star Tribune points out an individual with an annual income ranging from $15,000 to $17,000 would qualify for free insurance. A family of four in Minnesota with an annual household income below $31,300 would also receive the same benefit.

The department says the marketplace will offer 141 plans, more than half are available to individuals, through 15 approved provider networks.

Click here to see all the rates.

Eighty-five percent of Minnesota counties will have three or more health insurance companies to choose from. Commerce Commissioner Mike Rothman said the entire state will have at least two insurers to chose from, MPR reported.

The Minnesota Department of Health posted on its website a preview by carrier of the networks of clinics, hospitals and chemical dependency treatment centers that will be available through MNsure.

More than a million Minnesotans are expected to purchase health plans through the online marketplace that opens Oct. 1, a major piece of the national health care overhaul. Health coverage will take effect Jan. 1, 2014.

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