Skip to main content

Report: MNsure has low rates, high deductibles

  • Author:
  • Updated:
    Original:

MNsure officials and Gov. Mark Dayton recently have trumpeted this bit of good news: The state's new online health care marketplace has the lowest premiums among the 14 states that are managing their own marketplaces.

But here's the downside: Low premiums mean higher deductibles, and so Minnesota also leads the 14-state group (plus the District of Columbia) with the highest deductibles, MPR News reports.

That fact was found in a new analysis from the Robert Wood Johnson Foundation and the Breakaway Policy Strategies, which found the average annual deductible for a MNsure plan was $4,061, more than twice the deductible for a similar plan in Massachusetts or Maine, MPR notes. That's significant for consumers because deductibles are the amount of money the consumer must pay out of pocket before insurance kicks in.

In other MNsure news this week, a national report released Wednesday showed state-run heath exchanges lead the way for signing up consumers in need of health coverage.

According to the U.S. Department of Health and Human Services, the 14 states that operate their own exchange websites account for three quarters of more than 100,000 consumers who have selected health plans between Oct. 1 and Nov. 2. Nearly 4,300 consumers used MNsure in its first month (October) to choose a plan or obtain coverage, the federal report said.

Interest in MNsure remains high, state officials say. Officials are hiring more employees at the MNsure call center to help alleviate long wait times, MPR reports.

In other news today, President Barack Obama in a lengthy press conference sought to quiet criticism of the rollout of the Affordable Care Act, which mandated the creation of the online health care marketplaces. Obama announced that insurers nationwide would be allowed to continue offering individual insurance plans for another year, even if they do not comply with the law’s rules for minimum benefits, the Washington Post reported.

The move came in the wake of widespread criticism from consumers and Congress that insurers were canceling their insurance, even after Obama had vowed that people who liked their insurance could keep it.

Next Up

Screen Shot 2022-07-04 at 10.02.43 AM

One killed in St. Paul house fire

Two firefighters were injured as they battled the blaze.

fireworks-gad76f1de1_1280

Minneapolis: Stop calling 911 for fireworks noise complaints

The city wants people to submit complaints online instead.

American flag at half-staff/half mast.

What's open and closed in Minnesota on the Fourth of July

Grocery stores are open, though some have limited hours.

ambulance

18-year-old killed by exploding firework in Brooklyn Park

Police arrived at the scene to see the victim's friend performing CPR.

Screen Shot 2022-07-03 at 9.31.25 PM

Boy found in Brooklyn Park is reunited with parents

The boy was found shortly before 6 p.m. Sunday.

police tape, crime scene

1 dead, 1 arrested after shooting involving teens in Duluth

A 17-year-old was arrested around 1:45 a.m. Sunday. Neither the victim nor the suspect has been identified.

Screen Shot 2022-07-03 at 1.03.19 PM

NASCAR driver joins MN boy in reclaiming 'Let's go Brandon' slogan

Brandon Brundidge gained recognition when his mother shared the story of how he found inspiration in "Let's go Brandon" signs.

Screen Shot 2022-07-03 at 10.20.27 AM

White supremacist propaganda flyers distributed in Cottage Grove

The department said the flyers have been left in driveways throughout the city.

Screen Shot 2022-07-04 at 7.18.23 AM

Search for 6-year-old girl continues after mother found dead in Northfield

"Police have reason to believe Wade may have been involved in Elle's disappearance before taking her own life."

Pixabay - jet skis resting

Jet skier injured in explosion on Minnesota lake

The explosion happened on Little Lake 14 in St. Louis County.

Krisit Noem

Kristi Noem's response to 10-year-old Ohio girl pregnant after being raped

Abortion is illegal in South Dakota unless the mother's life is in danger.

Related