Kelly Blodgett started Money Gal Coaching after paying down nearly $50K in debt in 18 months.
The bank announced last month it would be accelerating its branch closures.
The COVID-19 pandemic has created a "critical slowdown" of coins nationwide.
The trust that controls it can't agree on a strategy with the bank's board.
Direct deposits aren't showing up in some accounts.
Mobile and online banking is affected, as are some ATMs and credit card services.